Who We Are
Our website is a leading platform in the country for connecting Americans with knowledgeable health insurance call agents who assist in finding the most affordable insurance options. We understand the complexities of health insurance and the importance of finding a plan that fits an individual's budget and coverage needs.
That's why our website connects users with experienced call agents who are dedicated to helping them navigate the insurance marketplace and find the best plan for their specific situation.
By entering information such as location, age, and coverage needs, our website matches users with a call agent who can provide personalized assistance and recommend the most cost-effective insurance solutions. With our website, Americans can confidently find the health insurance they need, knowing that they have expert support every step of the way.
What is The Affordable Care Act (ACA)
The Affordable Care Act (ACA), also known as Obamacare, is a comprehensive health insurance reform law enacted in 2010 in the United States. The main aim of the ACA is to make healthcare more accessible and affordable to all Americans, regardless of their health status or income. It requires most individuals to have health insurance and expands access to coverage through the creation of state-based insurance marketplaces, offering subsidies to eligible individuals to help them purchase insurance.
The ACA also provides protections for individuals with pre-existing conditions and requires insurance companies to cover certain essential health benefits. It also makes significant changes to the healthcare system, including a focus on preventative care and cost containment measures. The ACA has been the subject of much debate and legal challenge, with some portions of the law being struck down or modified by subsequent legislation and court decisions.
What is Medicare
Medicare is a federal health insurance program in the United States that provides coverage to people aged 65 and over, people with certain disabilities, and people with End-Stage Renal Disease (ESRD). It is funded through payroll taxes and premiums paid by beneficiaries.
Medicare has four parts: Part A (Hospital Insurance), Part B (Medical Insurance), Part C (Medicare Advantage), and Part D (Prescription Drug Coverage). Part A covers inpatient hospital care, skilled nursing facility care, hospice care, and some home health care. Part B covers medically necessary services and preventative care. Part C allows beneficiaries to receive their Medicare benefits through private health plans, rather than traditional fee-for-service Medicare. Part D provides prescription drug coverage.
Medicare is an important source of health coverage for many older Americans and individuals with disabilities, providing access to essential health services and helping to reduce the financial burden of healthcare expenses.
WHY US?
100% FREE Service
HealthMarketNavigators.com is a 100% FREE service. We help you in comparing multiple healthcare plans to help you unlock extra benefits, lower costs and valuable subsidies.
Locally-Licensed Agents
Get enrollment assistance from a certified health insurance agent, review your options and enroll in the right plan. We’re here to guide you in finding affordable plans and unlocking valuable savings and benefits.
Government Subsidies
Our agents will walk you through the process of seeing what gov't healthcare subsidies you qualify for. We make sure you get any free money that is available to help you pay for healthcare; whether it's from The Affordable Care Act, Medicare, Medicare Advantage, Medicaid, etc.